The Middle Class cannot Afford to Own a Home or Rent

In 2004, everyone was encouraged to sell, and buy up.  Banks and credit unions were soliciting.  People were encouraged to apply for home improvement loans because interest rates were low, and their home’s value had increased; they were encouraged to apply for adjustable rate mortgages (ARM); so many did that!  The sky was the limit, almost anyone regardless of debt/income ratio could buy a house.  People believed that the banks wouldn’t lie; the Fed wouldn’t lie.

But it was a con game, meant to do just what it did: crash, depriving Americans of home ownership, and Middle Class status, to throw them into depression and stress; hopelessness.

The American people were just as gullible then as they are now; no logical thought, uneducated about the financial system in America, and believing in a corrupt system.  Homes were never meant to continue rising in value as they were, but the unthinking public believed they would, and they didn’t understand the concept of living within their means.  In fact, they thought that their $300,000 house would in time be a million dollar house!  Practically anyone who was breathing could get a loan, and get on the fast track to millionaire status.

Then it happened:  In 2008, the bubble burst, the bottom dropped out; the Fed pulled the plug, as was planned all along.  Most of those who foolishly bought into the lie, lost their homes when interest rates rose, and house values plummeted.  The banks repossessed (as was planned), and the investors swooped in (as was planned), and bought them up.  The approximately 45 million homeless homeowners then had to find rentals.  Now the investors knew they had a cash cow: the rent  prices were limitless because so many were desperate to find a place to live.

Let’s look at Sacramento as a case in point.  There are practically no houses to rent that the average income can afford.  As an example, a 910 sq. ft. house in a low income area in Sacramento rents for more than $1500/month.  Many that are available are owned by slumlords turning once beautiful middle class neighborhoods into blight.  If they do fix something, the rent then goes up, further stressing a struggling family, possibly forcing them to move.

Don’t get me wrong, there are still people who have solid incomes from their jobs, or from retirement accounts, for now.  You see, anyone regardless of income can lose their job, and retirement funds have been crashing all around us all over the country.

This my fellow Americans is the destruction of the American Dream of home ownership, pride in one’s self, prosperity.  If you want to know where America is going fast, look at Detroit.  In time the only areas that will be livable will be the select cities throughout the  country, that become a rich man’s playground like Sacramento, California is becoming.  You are now looking at The Hunger Games.


Who is to Blame for Homeless Blight and Crime?

The homeless are causing blight and crime across the US.  However, does the blame really belong to them, or somewhere else?

Before you can fix a problem, you first have to identify what the problem is:  To start with, you have to ask Who is the problem?  In this case, is it the HOMELESS (who consume malt liquor that contains manganese that’s turning them into seemingly subhumans), or is it a POLITICAL AGENDA that is to blame?

Then you have to ask What is the problem that’s causing homelessness?  Is it a manufactured, full blown DEPRESSION (which you hear nothing about on the “news”), that is greater than the Great Depression of the 30’s?

Then you have to ask Where is the homeless problem?  Is it mostly in certain cities and towns in California, or is it being seen growing throughout the United States?

The following are answers to those questions:

  • Who is the problem?  The politicians (they make the decisions)
  • What is the problem?  Homelessness because of an economic depression
  • Where is the problem?  Throughout the United States, and the world
  • Why is there a problem?  A political agenda called UN Agenda 21.

You should be able to use your critical thinking skills to connect the dots, and see who the responsible party is.  If you still can’t see it, I’ll tell you:  WORLD GOVERNMENT, run by ruling political psychopaths.

No, it’s not really complicated.  Remember, Everything is Backwards; think how they tell us “war is peace”.  The media tries to pin the problem on The People, when in reality, The People are the victims of a diabolical, tyrannical war against organic life on Planet Earth.

As an example, do you think it was the people of the world who made the decisions to massacre themselves in all the wars since the beginning of time?  At least 108 million people were killed in wars in the twentieth century.  Why would people want to destroy their own world and slaughter themselves?  They wouldn’t, but psychopathic, tyrannical people in power would, and do.

The destruction is done, in part, by a politically philosophy called Fabien Socialism, but it really goes much farther back; that’s another post.  It’s stealth, covert destruction of humanity.  It’s also called “gradualism”, because it happens so slowly, few see or feel it until it’s too late.  And it is guaranteed to work on a society that is unable to critically or logically think; a society dumbed down by compulsory education, media, TV, movies, over medication, poisoned food and water, and psychological warfare.

No one likes homeless people who are multiplying everywhere, bringing blight, filth, and crime.  It lingers and taints the community.   But, WHY is it happening?  Until we stand up and face off with the REAL CULPRITS (our elected servants), who are following a political agenda called UN Agenda 21, the chaos will continue to escalate, taking with it more jobs and pensions, and the quality of life once admired, and held dear by Americans.  Ultimately it will lead to societal chaos, and the total destruction of the United States.

Homeless people ‘drinking themselves to death’ with super-strength alcohol containing Manganese

The following article (see below), hits on a huge Truth, although it does not make the manganese connection. The truth is that the homeless we are seeing are drinking cheap liquor. Most likely malt liquor that contains high levels of manganese, and alcohol, which is altering their neurotransmitter, Dopamine. I have wondered for some time why the homeless, who are becoming predominately White, are so mentally impaired, and basically acting animalistic. These are people in their 20’s, 30’s, and 40’s.

As we know, malt liquor is widely sold in minority neighborhoods, especially Black. But it is increasingly being sold in White middle class areas, where the homeless are infiltrating. Malt liquor is the major reason for the violence Blacks inflict upon one another; it’s manganese madness.

Dick Gregory was very outspoken about this.  If you do your research, you will come to understand that Mr. Gregory was correct.

As some of my readers may know, it is not only the malt liquor that contains high levels of manganese, but also ALL soy products, including baby formula (200 times greater manganese than breast milk).

Finally, we must spread the word in order to bring this crime out into the open, and maybe save a good number of people who have not already been mentally damaged by it (manganese).

Homeless people ‘drinking themselves to death’ with super-strength alcohol

Charity calls for higher tax on super-strength lagers and ciders that kill more homeless people than heroin or crack cocaine
Joe Milligan in his room at Thames Reach’s Graham House hostel
o Milligan is slumped across the bare mattress of his single bed, awake but clearly undisturbed by the deafening roar and fumes of four lanes of traffic through the open window of the tiny bedroom. On a low table are an ashtray, cigarettes and a half-drunk can of Skol Super (9% abv) lager; it is early afternoon and he is already on his third can of the day in addition to a large bottle of cider.

“I’m trying to cut down to just six cans a day from seven,” he slurs, barely able to see me because of the cataracts in both eyes, which will eventually lead to complete blindness if he does not have surgery. His last scheduled operation at nearby St Thomas’s hospital did not materialise because he breached the necessary NHS detox programme that was a pre-condition of the medical treatment.

So three weeks ago, Milligan returned here – Graham House Thames Reach hostel in Vauxhall – one of the largest homelessness hostels in London with rooms for 69 “residents” and – currently – seven dogs. Here, Thames Reach – one of the UK’s leading homelessness charities – tries to help Milligan and others like him by giving them a roof over their heads and access to professional help and medical care, which will – in some but not all cases – lead to detoxification and rehabilitation elsewhere.

In the last year, Swain says that at least 17 Thames Reach clients from a variety of projects, including supported housing, died from drinking super-strenth alcohol, although the deaths could arguably have been from other factors as well as excessive drinking. To help address the problem, Thames Reach is about to start research with homelessness charities across England to establish how many deaths are being caused by super-strength alcoholic drinks.

Another significant new trend is that people are dying younger, Swain adds. “We are losing people in their early 40s rather than at 65. But many of them look much older because of the ravages of super-strength alcohol.” Swain has witnessed the emergence of a new group of middle-aged people – the “young olds” – who have developed the health problems more commonly associated with people long past retirement age: poor mobility, memory loss and incontinence. Milligan, for example, looks as though he is in his early 60s but is only 38.

Graham House is a “wet” rather than a “dry” facility, which means that residents are able to drink alcohol here. Many spend most of their time confined to their rooms, which are locked to prevent other residents wandering in. The hostel’s senior practitioner, Sonja Sullivan, explains that the whiff in the corridor outside their rooms is because the residents have become doubly incontinent as a result of their drinking.

Many wander round the communal areas, all with cans in hand, some slumped against the walls in corridors. Their alcohol dependence is so serious that if they were told they could not drink here they would simply leave and head back to their old haunts on the streets. This a place of extremes, where most of the residents have come after becoming homeless as the result of catastrophic personal trauma – prison, offending, abuse and bereavement as well as drug and alcohol addiction.

Paul Cachia, alcohol case worker with the charity Foundation 66, runs tailored sessions at Graham House, warning the residents of the dangers of long-term drinking and helping those who make the crucial decision to accept professional help. “Nearly all my clients here are drinking 200 units of alcohol or more a week,” he explains. “When you compare that with a weekly limit of 14 for women and 21 for men, that means my clients are drinking 10 times over safe limits. You have to be realistic about what they can achieve. For many it is about harm minimisation or reduction, and this is where the problem with super-strength comes in.”

The cheap price is, of course, key to the attraction of the super-strength drinks. As a condition of its licence, the new Emerald supermarket opposite the hostel agreed not to stock alcohol stronger than 6.5% abv, and Swain believes that such community partnerships could be the way forward in encouraging retailers to take the offending super-strength liquors off the shelves. The charity is also backing a recent initiative in which retailers are voluntarily destocking their shelves – the first of its kind in the UK. Ideally, he would like a major supermarket to “take a stand” on the issue.

Accepting that a complete ban of super-strength alcohol may be unrealistic, Thames Reach is calling on the government to increase the tax on the most harmful products, perhaps offset by taxing weaker ones less. It also believes the drinks industry and wholesale companies need to regulate themselves more responsibly – and if they fail, should be regulated by others. Significantly, after a visit to the hostel two years ago, brewery giant Heineken halted the production of its super-strength ciders.

But another problem is when wholesale companies flood inner-city off licences with super-strength ciders such as White Ace. These come in three-litre bottles, containing a massive 22.5 units of alcohol for as little as £3.99, only 17p per unit and less than half of the government’s proposed minimum price of 40p per unit.

Of those persuaded to enter alcohol treatment or switch to weaker brews, some do get their lives back on track. There have been “fantastic” success stories at the hostel, according to Cachia. One female client in her early 40s had been haemorrhaging from the oesophagus in a “life and death situation”, he explained. “She was in intensive care when I assessed her and had only 20% of her liver function – another drink would have killed her,” he said. “She came back to this wet hostel and stayed sober for a year before moving on. I have just given her a reference and she has apparently been accepted to study for a law degree. In the year and a half that I have been here we have had about six people who have gone through treatment and have moved on. That is six lives that have been turned round.”